CGT is charged on the rise since probate value, and the return is due within 60 days of completion. We prepare it from your documents and a Chartered Accountant/Chartered Tax Advisor signs and files it as your agent.
An inherited disposal carries wrinkles a normal sale does not: the cost is the probate value, not the original purchase price, and who actually files depends on whether the estate or a beneficiary sold. We deal with all of it, at a time when you already have enough to deal with.
The gain runs from the date-of-death value, not what the deceased paid. Sold soon after probate, the gain is often small or nil, but you still have to work it out and report it.
Executors selling in administration file for the estate (with its own UTR). Beneficiaries selling after transfer each file for their own share. The allowances and rates differ.
The return and any payment are due 60 days after completion, with penalties from £100 for a late return. Grief and probate admin do not stop the deadline.
The probate valuation, the completion statement from the sale, and any capital improvement or selling costs. The grant of probate too, if the estate is selling.
A few minutesWe extract the figures, apply the probate value as the base cost, deduct allowable costs and the annual exempt amount, and work out the gain per owner.
Per ownerIf the personal representatives are selling and the estate needs its own UTR, we walk you through registering it with HMRC first.
If applicableA Chartered Accountant/Chartered Tax Advisor reviews, signs and files the 60-day return with HMRC as your agent, inside the window.
1 to 3 working daysNo chasing, no jargon. You upload the documents once, we compute the gain and handle any estate registration, and your return is signed off and filed inside the 60-day window.
One fixed fee per return covers the whole job, from working out the gain on the probate base cost to filing with HMRC as your agent. If your facts need settling first (a sale below probate value, a possible IHT reclaim), we say so before you pay for anything.
A few ways to get an inherited-property CGT return filed. Only one is a fixed fee with chartered sign-off and the return filed for you as your agent.
| Do it yourself | High-street accountant | Estate solicitor | LetsFile | |
|---|---|---|---|---|
| Price | Free | Varies | Often hourly | £199 per return |
| Knows to use probate value as the cost | Easy to miss | ✓ | ✓ | ✓ |
| Chartered Accountant/Tax Advisor sign-off | ✗ | If qualified | ✗ | ✓ |
| Files the 60-day return as your agent | ✗ | Sometimes | ✗ | ✓ |
| Handles estate vs beneficiary filing | On you | Maybe | Maybe | ✓ |
| Joint inheritances | Each owner alone | Per return | Per return | 30% off joint filings |
| Turnaround | However long it takes you | Typically 1 to 3 weeks | Varies | Typ. 1 to 3 working days |
Doing it yourself is free, but HMRC's CGT-on-UK-Property service assumes you already know the probate-value rule and the 60-day deadline. This is what we specialise in, at a fixed £199, with a Chartered Accountant/Chartered Tax Advisor signing the return.
Your probate documents and figures are encrypted in transit and at rest.
UK/EU-hosted. We only ask for the documents the return needs.
Every return is reviewed and signed by a Chartered Accountant/Chartered Tax Advisor.
Card payments handled by Stripe (PCI-DSS). We never see your card details.
Reviewed return
£199
Per return. Upload the probate valuation and the completion statement; we do the rest. A Chartered Accountant/Chartered Tax Advisor signs and files it, typically within 1 to 3 working days, guaranteed within 5 or your money back. Joint filings get a 30% discount.
Start my return → £199Your cost for CGT purposes is normally the property value at the date of death (the probate value), not what the deceased paid for it. CGT is charged on the growth between that value and your sale price, less selling costs and any capital improvements since. A property sold soon after probate often shows little or no gain.
Yes. If CGT is due on the sale of UK residential property, the return and the payment are due within 60 days of completion, the same as any other disposal. Non-resident sellers must report within 60 days even with no tax to pay.
It depends on who sold. If the executors or administrators sell during the administration of the estate, the estate files and pays. If the property is first transferred to beneficiaries and they sell, each selling beneficiary reports their own share. Getting this right matters because the allowances and rates differ.
Yes, each owner with tax to pay files their own 60-day return for their share of the gain, each with their own annual exempt amount. We handle joint cases as a set: joint filings get a 30% discount.
If the personal representatives are the ones selling, the estate usually needs registering with HMRC and gets its own UTR, separate from the deceased. We walk you through the registration as part of the service.
They are different taxes on different things. IHT is charged on the estate value at death; CGT is charged on the growth after death. Paying IHT does not remove the CGT obligation, but the probate value used for IHT is normally the base cost that keeps the CGT gain small.
Then there is normally a capital loss rather than a gain, and for UK residents no CGT return is required when nothing is due. The loss can be worth claiming so it carries forward. Where IHT was paid, a sale below probate value within the qualifying period can sometimes support an IHT reclaim instead; that is worth a conversation before you file anything.
The grant of probate (or letters of administration), the probate valuation, the completion statement from the sale, and details of any capital improvements and selling costs. Upload them and we extract the figures.
Reviewed is £199 per return: prepared, signed off by a Chartered Accountant/Chartered Tax Advisor, and filed with HMRC as your agent. Typically filed in 1 to 3 working days once we have everything, guaranteed within 5 or your money back. Joint filings get a 30% discount.
This page describes the service in general terms and is not tax advice. Estate positions vary; where something on your facts needs settling first, we say so before you pay for anything.
The returns and tools most useful when you are settling an inherited property sale.
The full Reviewed service for any UK residential property disposal, inherited or not.
Estimate the gain in your browser. For an inherited property, enter the probate value as the purchase price.
IHT is charged on the estate at death, separate from CGT on the later sale. How the two fit together.
A gain reported on a 60-day return usually has to appear on your Self Assessment too.
Upload the probate valuation and the completion statement. A Chartered Accountant/Chartered Tax Advisor prepares, signs and files your 60-day return, inside the deadline.
Start my return → £199Per return · typically 1 to 3 working days · joint filings 30% off